Some also offer rewards or earn interest. In 2025, Discover® Cashback Debit won NerdWallet’s annual award for best overall checking account. Checking accounts are covered by federal insurance, either ...

When you think of interest-generating bank accounts, your mind likely goes to savings. After all, that’s your reward for building an emergency fund or socking away money for a future expense, right? A ...

We've found some of the best bank bonus and promotional offers available right now. Banks make money in all sorts of ways, but one of the main things they want to do is have a lot of cash on hand — so ...

With an online account, instead of using checks to pay bills, expenses are debited directly from the account. Because the accounts are designed for strictly online use, they typically come with higher ...

Banks and credit unions typically pay little to no interest for a checking account — among the ones that actually do, the average annual percentage yield is just 0.07%, according to the latest ...

Deciding where to open a checking account depends on an individual’s unique set of needs — whether it’s fee-free withdrawals, access to a vast network of ATMs, overdraft protection, sign-up bonuses or ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...