What Is a Balance Transfer Credit Card? It's a card that lets you transfer a balance from another card, usually with a low introductory annual percentage rate (APR). You may pay a balance transfer fee ...

Balance transfer credit cards with 0 percent intro APR periods are among the most powerful tools available to consumers saddled with high-interest debt. With these cards, you can shift debt that is ...

Learn what happens when you use two balance transfer cards at once, including the credit impact, transfer limits, and how ...

A balance transfer credit card allows you to transfer the debt balance from other credit cards onto a single card. While there is typically an upfront fee, most balance transfer cards offer a low ...

These cards offer long intro APR periods, no annual fees, and useful extras to help you pay off balances faster in 2026 and ...

Stop losing ground to high interest. These balance transfer cards give you 0% intro APR for up to two years, no annual fee, and real room to pay down debt.

It's tempting to just go for the option with the longest intro APR period. But you might be better served with a card that has a shorter 0% term but a lower transfer fee or more long-term value. Many ...

Used well, a balance transfer card can turn high-interest debt into a predictable payoff plan instead of a monthly scramble. The right offer buys you time at a low or even 0% rate so more of every ...

If you’re struggling to pay off high-interest debt and want to speed up the process, you might consider a balance transfer credit card. By moving your high-interest debt to a card with a low or 0% ...

Yes, but it depends on the issuer. I reached out to Citi, and, thankfully, you can do this with Citi. As an authorized user on your husband's Wells Fargo credit card, you can make a balance transfer ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...