Term life insurance is offered by level term period, during which time the premiums are fixed, and the death benefit is guaranteed. The level term periods offered vary by insurance company, but the ...

Consumers can buy two types of life insurance: term or permanent. The latter category includes whole life and universal life. Term life insurance is generally the best option for most people since ...

As advisors shift from a product‑centric mindset to one focused on client outcomes, they’ve become more open to bringing ...

Many misconceptions surround life insurance — by clients, financial advisors, and agents alike. Financial advisors can help communicate the versatility of life insurance to their clients and help them ...

As 2023 draws to a close, agents and advisors are reviewing the trends that have impacted the life insurance industry during the past several months and are thinking about what is ahead for 2024 and ...

“Unless there’s a need for liquidity, we don’t want our clients putting money into permanent life insurance. We want that money here as assets under management.” I first heard that said over 30 years ...

Burial insurance, or final expense insurance, is a life insurance policy with low coverage amounts designed to cover final expenses. It requires no medical exam and is generally purchased by people wh ...

While Life Insurance Awareness Month (September), may be ending, that doesn’t mean this sometimes misunderstood financial planning resource is any less important. In fact, this multifaceted financial ...

With Women's History Month in full swing, Limra is highlighting the untapped potential of the women consumers in the life insurance industry and providing a number of reasons the life insurance sector ...

Most people think of life insurance as something you buy to protect your family, but in the corporate world, it serves an ...

Banks are in the business of managing money, but one of their lesser-known financial strategies involves something most ...

Recognition celebrates Movsesian's more than four decades of industry leadership, philanthropic commitment, and ...