Key Takeaways Morningstar’s new analysis suggests a 3.9% starting withdrawal rate gives retirees a high probability of not running out of money during a 30-year retirement.Delaying Social Security ...

The 4% rule has you withdrawing 4% of your savings your first year of retirement, with future withdrawals adjusted for inflation. For the rule to work, certain factors need to be present. Research ...

Quick Read The 4% rule assumes a 30-year retirement horizon with a balanced stock-bond portfolio. Ramsey’s 8% rule requires a ...

Morningstar suggested earlier this year that retirees can safely withdraw 3.7% from their nest egg in 2025 instead of ...

When it comes to retirement, there are some longstanding rules of thumb many people rely on. Unfortunately, finance expert ...

That’s because of the required minimum distribution (RMD) law. Once you reach a certain age, you’re required to withdraw a ...

Morningstar‘s new safe retirement withdrawal rate is 3.7% Estimate is based on forward-looking market return assumptions High stock valuations and lower bond yields influenced the reduction Goal is to ...

Although no one can reliably predict the future, spending time understanding how assumptions influence results is a solid ...

Running out of money in retirement is one of the biggest fears for a reason. Few things are more jarring than realizing your ...

For years, financial advisors have drilled the so-called "safe withdrawal rate" into the heads of retirement planners. The rule of thumb? Live on 4% of your nest egg per year, and your money should ...

The 4% withdrawal rule, ensuring portfolio longevity through market fluctuations, remains safer than an 8% rate, which risks depletion in a 2025 bear market. Dynamic withdrawal strategies and ...

The most talked-about retirement rule of thumb just got a serious update. Bill Bengen, the financial planner who popularized the now-legendary "4% rule," has revisited his calculations. His latest ...