Converting your 401(k) to a Roth portfolio will allow you to entirely avoid RMDs. This is a legitimate form of tax planning.

With retirement planning and taxes, there are often two ways to look at a question: First, can you do something, and then, ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But making a substantial move, like rolling over your 401(k) to an ...

One of ACLI’s proposals would require defined contribution plans to offer an annuity option. Under the framework outlined to lawmakers, participants in plans such as 401 (k) and 403 (b) arrangements ...

With an annuity, you don't have the same kind of flexibility as with a 401(k) or IRA held at a brokerage firm. Liquidity is limited and early withdrawals can trigger surrender charges. Other ...

A 401(k) rollover to a new employer’s plan offers simplicity and tax-deferred growth, ideal for those with strong plan options. Converting a 401(k) to a Roth IRA provides tax-free withdrawals and ...

Many 401(k) participants want a retirement plan that provides options for converting savings into guaranteed monthly income, but few plans offer such a choice. Having the option of converting ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. When you leave a job, it is usually a smart move to take ...

Vanguard has announced a new 401(k) fund that allows older employees to buy annuities. But are these complex financial products right for all retirees?

Almost all workers who are saving in 401(k) plans say it is important for their retirement plans to provide options for converting savings into guaranteed monthly retirement income that never runs out ...

Marking its first new target-date addition in two decades, Vanguard’s new CITs offer 401(k) participants another option in ...