When you reach retirement age, financial decisions become even more important as you are no longer generating income from ...

You can convert an IRA to a Roth no matter how old you are. But if the conversion boosts your income, it could have tax consequences.

Roth conversions and other Roth strategies can be complex, but don't dismiss these tax planning tools outright. They could ...

Unlike employer-based 401(k)s, people set up individual retirement accounts (IRAs) for themselves. But similarly to workplace retirement accounts, traditional IRAs are funded with deductible pre-tax ...

Converting a traditional individual retirement account to a Roth IRA is a powerful way to reduce taxes in retirement. Essentially, you’re choosing to pay taxes now in exchange for tax-free withdrawals ...

Any money you move from a traditional IRA to a Roth IRA is treated as ordinary income. That's why you should make these ...

As discussions loom about rising income tax rates, many Americans are turning their attention to tax planning. The decision to convert a traditional IRA to a Roth IRA, like most planning decisions, is ...

Roth conversions increase current-year taxable income, but they allow clients to keep more of their money long-term. If they don’t convert, clients (or their heirs) will have to pay taxes on the IRA ...

Last week I covered strategies for when to use Roth IRAs. An additional aspect of Roths is the benefit of being able to do a conversion from a traditional IRA to a Roth. It is best to consider doing a ...

In 2025, a record 4.18 million Americans will turn 65. For those planning to retire soon, an important question arises: Does converting retirement savings from a tax-deferred account to a Roth IRA ...

It’s exceedingly difficult to play a perfect game of football, but Oregon’s 49-21 win over Washington a season ago was fairly close. Then,... When senior running back Noah Whittington cut right in the ...

Despite opening the season undefeated, it’s been a rocky start for the Oregon Ducks men’s basketball team. They have struggled with turnovers... If you’ve been steadily contributing to a traditional ...