Bengen explains that the 4% rule was never meant to be a rigid withdrawal limit. Instead, he considers it a starting point — ...

That’s because of the required minimum distribution (RMD) law. Once you reach a certain age, you’re required to withdraw a ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, ...

When you spend your entire life working hard to save for retirement, the last thing you want to risk is your money running out on you. So to that end, it’s important to manage your nest egg carefully ...

A Roth IRA conversion is available any time you have money in a qualifying pre-tax account. People choose to make a ...

Roth IRA conversions can save you a lot of money in the long run despite the immediate tax hit.

RMD rules explain how much money must be taken from a $750,000 retirement account at a certain age. The amount is based on ...

Making your first retirement account withdrawal is a milestone — one that requires planning, timing and strategy. The right ...

A simple guide to how a systematic withdrawal plan can create reliable monthly income, protect your corpus and help you avoid ...

Morningstar suggested earlier this year that retirees can safely withdraw 3.7% from their nest egg in 2025 instead of ...

A realistic retirement plan focuses less on the headline size of your savings and more on how you convert that money into ...

When you reach retirement age, financial decisions become even more important as you are no longer generating income from ...