Distributions from your 401 (k) plan are taxable unless the amounts are rolled over as described below in the section titled, “Rollovers from your 401 (k) plan.”

Nov 18, 2025 · If you've saved for retirement with a 401 (k), understand when you can start taking distributions, your withdrawal options, and what you should know about early distributions.

6 days ago · Learn the rules for 401 (k) withdrawals. Discover the strategies you need to access your retirement funds while avoiding taxes and early withdrawal penalties.

May 6, 2025 · Understand 401 (k) distribution rules, taxes, and rollover options with this updated FAQ for employers and employees, including SECURE Act changes.

May 23, 2025 · Every employer's plan has different rules for 401 (k) withdrawals and loans, so find out what your plan allows. A 401 (k) loan may be a better option than a traditional hardship …

Dec 8, 2025 · 401 (k) withdrawal: When and how to avoid costly mistakes A 401 (k) withdrawal happens any time you remove funds from your employer-sponsored retirement plan, whether …

Nov 16, 2025 · Learn 401 (k) withdrawal rules, including taxes, the 10% penalty, exceptions (Rule of 55, hardship, Roth), and smarter ways to access cash.

Dec 5, 2025 · Whether you’ve reached retirement age or need to tap your savings early to pay for an unexpected expense, it’s helpful to know how to withdraw from a 401 (k). A financial …

Once you start withdrawing from your traditional 401 (k), your withdrawals are usually taxed as ordinary taxable income. That said, you’ll report the taxable part of your distribution directly on …

Dec 2, 2025 · 401 (k)s are typically considered qualified plans and receive favorable tax treatment. A qualified distribution is generally one you receive after you reach 59 1/2. You may …